Complete infrastructure
for modern business.

Checkout, accounts, payouts, crypto and treasury on one platform, with every balance in one real-time view. Everything your business needs to move money, without stitching together five providers.

Open an account Talk to us
all accounts / live EUR 248,930.42
  1. INAcme GmbHSEPA INST+12,400.00
  2. INCard capture #8812VISA+182.90
  3. OUTPayroll batch 03SEPA-31,250.00
  4. FXUSDC → EUROFF-RAMP9,950.00
  5. INOrder #20931IDEAL+349.00
Works with
Checkout

One checkout.
Every way to pay.

Drop Payhit Checkout into your site or app. Your customers pay by bank, card, wallets and local methods, or crypto, in one flow that feels fast on any device. You get one integration, one payout and one report.

Methods
Bank, card, local methods and crypto in one place
Local first
Shows the methods your customer knows, by country
Embed
Widget in your page or a hosted payment page
Payout
Everything settles to one account, reconciled automatically
Get early access
Northwind StoreOrder #20934
Total€129.00

Pay straight from your bank account. No card needed.

Search your bank
  • PLPay by bank, PolandInstant
  • DEPay by bank, GermanyInstant
  • €SEPA Instant transfer~10 s
4242 4242 4242 4242
09 / 28
•••

3-D Secure handled in the same window.

Netherlands
USDC BTC ETH LTC
Send exactly 129.00 USDC Rate locked for 14:59

Secured by payhit

Why Payhit

Your finance stack wasn't designed.
It accumulated.

Today

  • A bank that takes 6 weeks to open an account
  • A PSP for cards, another one for local methods, a third for crypto
  • A crypto desk on a spreadsheet and a prayer
  • Four dashboards, four contracts, four KYC processes
  • Reconciliation by CSV every Monday

With Payhit

  • Business accounts with EU IBANs, opened online
  • One checkout for bank, card, local methods and crypto
  • On/off ramp for USDC, EURC, BTC and more, MiCA-compliant
  • One dashboard, one contract, one onboarding
  • One view of your money. Every euro reconciled in real time
Products

Every layer of the stack.

Each product is a layer of the same infrastructure. Start with what you need today and switch on the rest without a new contract or another integration.

  • 01

    Accounts & IBANs

    Multi-currency business accounts with EU IBANs. SEPA and SEPA Instant in and out.

  • 02

    Checkout & acquiring

    One embeddable checkout for pay by bank, cards, Apple Pay, Google Pay, local methods and crypto. One merchant account, one payout.

  • 03

    Crypto rails

    Accept and pay out in USDC, EURC, BTC, ETH and LTC. Convert to euro the same day. MiCA-regulated partner.

  • 04

    Treasury & FX

    See every balance across every rail in one place. Move and convert funds without leaving the dashboard.

  • 05

    API & webhooks

    Everything in the dashboard is available through the API. Embed accounts and payments in your own product.

Onboarding

Live in days, not months.

No branch visits, no fax, no "we'll get back to you".

  1. ~1 min

    Sign up

    Email, password, 2FA. That's it.

  2. ~15 min

    Verify your company

    We pull your details from the company register. You add owners and upload documents.

  3. < 48 h

    Go live

    Once approved, switch on accounts, payments or crypto. Each one is a toggle.

Under the hood

One integration.
Every rail.

Every payment takes the same path. It's screened, routed to the right licensed partner, settled and reconciled in one place. You integrate once, we handle the rest.

Screening
AML and sanctions on every flow
Routing
The right partner for each rail
Reconciliation
One source of truth for balances
Access
Dashboard and API
payment / lifecycleprocessing
Outgoing transfer Acme GmbH
−€12,400.00 SEPA Instant
  1. ReceivedApproved in dashboard
  2. ScreenedSanctions and AML clear
  3. RoutedEMI partner
  4. SettledBeneficiary bank confirmed
  5. ReconciledEUR main account
Built for

Software houses, SaaS, gaming, e‑commerce, marketplaces, fintechs and startups that move faster than their bank.

Compliance

We're not a bank.
That's the point.

Payhit is a technology platform. Regulated work is done by licensed EU partners that specialise in it. We build the product, the platform and the experience on top.

EMI
Accounts and IBANs, client funds safeguarded
PI
Card acquiring and local payment methods
CASP
Crypto services under MiCA
AML
KYC, KYB, sanctions and PEP screening built into onboarding
FAQ

Questions

Is Payhit a bank?

No. Accounts, payments and crypto services are provided by licensed EU partners: an electronic money institution, a payment institution and a crypto-asset service provider. Client funds are safeguarded.

How long does it take to open an account?

The application takes around 15 minutes. Most decisions are made within 48 hours of receiving complete documents.

What documents will I need?

A company register extract, articles of association, an ownership structure, and ID for directors and beneficial owners holding more than 25%.

Which companies can apply?

Companies registered in the European Economic Area. Some high-risk industries need extra checks or can't be onboarded.

How much does it cost?

Pricing depends on your volumes and the products you use. Tell us about your business and we'll send a proposal.

Contact

Let's talk money.

Tell us what you're building. We reply within one business day.

Ready now? Open an account →

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